Founded in 2025 by x3 & Aeros
Build a safer, faster trading network for online communities. Pays focuses on automation, transparency, and clear guardrails so people can complete deals with confidence.
Pays is a coordination layer for verified exchangers, middlemen, and users. Trades are facilitated via platforms like PayPal, Cash App, and major crypto networks. Pays itself does not custody funds; it provides tools, verification, and workflows around the trade.
Pays is not a financial institution and does not offer services that require such licensing (no custody, no money transmission, no lending). For details, see the FAQ on why Pays does not require a financial license.
Verified exchangers and middlemen operate through their own KYC-verified accounts on supported platforms. Staff enforce anti-scam standards, logging, and clear dispute paths to keep the process consistent and fair.
All participants are verified and vetted
Full accountability for every transaction
Transparent quoting and pricing
What we're building next:
Risk-aware fee modeling for optimal trade execution
Faster verification and dispute handling tools
Deeper integrations with major payment platforms